Health insurance for your small team, priced from real carrier rates.
DwellZip is opening soon for small businesses. See what carriers charge for your team, compare plans and what each person would pay, then get options from licensed agents. Business owners will always use it free.
The demo uses fictional businesses, agents and data. Please use made-up details there.
What you’ll be able to do
- See prices in about a minute.
Your ZIP code and your employees’ ages, priced from the rates carriers file with the state. No sign-up. - Compare plans and split the cost.
Every plan available to you, what the business pays and what each employee pays, side by side with an ICHRA allowance. - Get options from licensed agents.
Agents compete with plans backed by carrier quotes. They see your group’s size and ages, never names, until you choose one.
Start with the basics
Plain-language guides for business owners, while we get ready.
- How group plans work
What you decide as the owner, where prices come from, enrollment minimums, renewals and the rules in your state. - Metal levels and plan types
Bronze, Silver, Gold and Platinum; deductibles and out-of-pocket maximums; HMO, PPO and EPO networks; and level-funded plans. - ICHRA in brief
How an ICHRA allowance works: capped cost, classes, the affordability test and what it takes to set one up. - How DwellZip works
From adding your business to choosing a plan: how DwellZip helps small businesses compare health coverage. - Key dates
The dates that matter: coverage start dates, the November 15 to December 15 window, January 1 rate changes and ICHRA notice deadlines.